Future Financial Resource Group
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Wisconsin Medicare Insurance

Wisconsin Medicare Advantage Prescription Drug Coverage

In addition to the basic benefits provided by Medicare Parts A and B, many Wisconsin Medicare Advantage plans offer prescription drug coverage for the costs of prescriptions taken at home. These are referred to as "MA-PD" plans. Each plan has a list of covered drugs, called a "formulary", which separates drugs into tiers that determine their cost.

For many seniors, prescription drugs represent a large percentage of their out-of-pocket medical cost. The prescription drug coverage in a Medicare Advantage plan can help reduce this expense. Points to consider:

  • When choosing a Medicare Advantage plan that includes prescription drug coverage, always check the formulary to make sure your medications are covered under that plan.
  • As with stand alone drug plans, an MA-PD may or may not have a drug deductible, and the co-insurance amounts in drug tiers can vary under different plans offered by the same insurance company.
  • If traveling, contact your agent or insurance company to be sure of a participating pharmacy in the area in which you are staying.

Medicare Advantage plans that include prescription drug coverage can help you lower your out-of pocket costs for medications. FFRG has experienced Medicare specialists who can assist you in finding plans offered in your area. Call us today at 800-354-3548.

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Medicare Supplement Insurance Plan Disclosures

Neither Future Financial Resource Group nor the Medicare Supplement insurance policies it sells are connected with or endorsed by the U.S. government or the federal Medicare program.

Plans may be available to persons eligible for Medicare by reason of disability. All plans may not be available in your state/area. Call to receive complete information including benefits, costs, eligibility, requirements, exclusions and limitations.

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