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Wisconsin Medicare Insurance

Who's Eligible for Wisconsin Medicare Advantage Plans

Medicare Advantage plans are available to:

  • People who are 65 or older
  • People under 65 with certain disabilities

Exception:

In general, people of any age with End Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant) cannot enroll in a Medicare Advantage Plan. If you are not already in a Medicare Advantage Plan and are diagnosed, there may be a Special Needs Plan (SNP) or a demonstration plan designed for people with ESRD available in your area.

Initial and Yearly Enrollment Periods

There are several opportunities to enroll in a Medicare Advantage plan as outlined. The following table explains the initial and yearly enrollment opportunities.


INITIAL ENROLLMENT PERIODS

Your situation When Can I Enroll?
You're newly eligible for Medicare because you turn 65. During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
You're newly eligible for Medicare because you're disabled (under 65). During the 7-month period that starts 3 months before your 25th month of disability and ends 3 months after your 25th month of disability.
You're already eligible for Medicare because of a disability, and you turn 65. During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

If you sign up for a Medicare Advantage Plan during this time, you can drop that plan at any time during the next 12 months and go back to Original Medicare.
You have Medicare Part A coverage, and you enroll in Medicare Part B during the Part B General Enrollment Period (January 1-March 31). April 1-June 30


YEARLY ENROLLMENT PERIODS (for January 1 effective date)


Enrollment Period What can you do? When?
Open Enrollment Period for Medicare Advantage AND Medicare prescription drug coverage
  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage.
October 15 - December 7
Medicare Advantage Dis-enrollment Period. Change from Medicare Advantage back to Original Medicare plus pick a prescription plan if one was included with your Medicare Advantage Plan January 1 - February 14

How Do I Enroll?

Once you're signed up for Medicare Parts A and B, obtaining Medicare Advantage insurance during your enrollment period is easy. Your agent can help you with all the necessary steps including reviewing your policy and filling out the enrollment form.

Medicare Advantage Plans offer coverage of Original Medicare and sometimes offer additional benefits. We know that there are many choices among plans and options, and we can help you sort them to best fit your needs. Call us to get fast help from our experienced agents.




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Medicare Supplement Insurance Plan Disclosures

Neither Future Financial Resource Group nor the Medicare Supplement insurance policies it sells are connected with or endorsed by the U.S. government or the federal Medicare program.

Plans may be available to persons eligible for Medicare by reason of disability. All plans may not be available in your state/area. Call to receive complete information including benefits, costs, eligibility, requirements, exclusions and limitations.

This is a solicitation of insurance. An agent my contact you.


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