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Wisconsin Medicare Insurance

Who Is Eligible for Medicare Part D Plans

Anyone entitled to Medicare Part A (whether you are actually enrolled or not), or anyone currently enrolled in Medicare Part B, may obtain Medicare Part D coverage. Part D does not replace coverage through the Federal Employee Health Benefits program, Veterans Affairs, TRICARE or employee-sponsored drug coverage if that coverage is equal to what is offered by a basic Medicare Part D plan. In addition, Wisconsin Senior Care currently has creditable coverage status. This will be re-visited in 2015.

Initial and Yearly Enrollment Periods

There are several opportunities to enroll in a Medicare Part D plan as outlined. The following tables explain the initial and yearly enrollment opportunities.



INITIAL ENROLLMENT PERIODS

Your situation When?
You're newly eligible for Medicare because you turn 65. During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
You're newly eligible for Medicare because you're disabled (under 65). During the 7-month period that starts 3 months before your 25th month of disability and ends 3 months after your 25th month of disability.
You're already eligible for Medicare because of a disability, and you turn 65. During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
You DON'T have Medicare Part A coverage, and you enroll in Medicare Part B during the Part B General Enrollment Period (January 1-March 31). April 1-June 30
You HAVE Medicare Part A coverage, and you enroll in Medicare Part B during the Part B General Enrollment Period (January 1-March 31). April 1-June 30


INITIAL ENROLLMENT PERIODS

Enrollment Period What can you do? When?
Open Enrollment Period for Medicare Advantage AND Medicare prescription drug coverage
  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage.
October 15 - December 7

How Do I Enroll?

Once you're signed up for Original Medicare, obtaining Medicare Part D insurance during your enrollment period is easy. Your agent can help you with all the necessary steps including reviewing your policy and filling out the enrollment form.







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Medicare Supplement Insurance Plan Disclosures

Neither Future Financial Resource Group nor the Medicare Supplement insurance policies it sells are connected with or endorsed by the U.S. government or the federal Medicare program.

Plans may be available to persons eligible for Medicare by reason of disability. All plans may not be available in your state/area. Call to receive complete information including benefits, costs, eligibility, requirements, exclusions and limitations.

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