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Wisconsin Medicare Insurance

Original Medicare Explained

Medicare Advantage insurance plans are a choice for some people who are considering their Medicare options. To understand how Medicare Advantage plans work, let’s begin with a quick overview of Medicare Parts A and B.

What is Medicare Part A?

Medicare Part A is the Hospital Insurance coverage portion of Medicare plans. Part A helps cover these areas of health care:

  • Inpatient care in a hospital
  • Home health care services
  • Inpatient care in a skilled nursing facility
  • Hospice care services
  • Inpatient care in a religious nonmedical health care institution

Copayments, coinsurance and deductibles may apply for these services and supplies provided during your care, and you will generally pay for these charges yourself.

What is Medicare Part B?

Medicare Part B is the Medical Insurance coverage portion of Medicare plans. Part B helps cover these areas of health care that are considered medically necessary:

  • Doctors' services and tests
  • Outpatient care
  • Home health services
  • Durable medical equipment
  • Other medical services such as ambulance transportation

Here again, copayments, coinsurance and deductibles are not covered.

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Medicare Supplement Insurance Plan Disclosures

Neither Future Financial Resource Group nor the Medicare Supplement insurance policies it sells are connected with or endorsed by the U.S. government or the federal Medicare program.

Plans may be available to persons eligible for Medicare by reason of disability. All plans may not be available in your state/area. Call to receive complete information including benefits, costs, eligibility, requirements, exclusions and limitations.

This is a solicitation of insurance. An agent my contact you.

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Video(s) used with permission from United HealthCare Services, Inc.. Adapted from UnitedHealthcare’s award-winning Medicare Made Clear education series. All rights reserved. No portion of this work may be reproduced or used without express written permission of United HealthCare Services, Inc., regardless of commercial or non-commercial nature of the use.

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